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Rates

Loan Rates

Table data for Auto & Motorcycle Loans
 Effective 02-01-2026
Auto & Motorcycle Loan Terms Fixed Rate
(as low as)		 APR1 Alert Me
Up to 72 months (new and used) 5.29% 5.55%
Up to 84 months (New vehicles only) 6.29% 6.52%
Up to 48 months (2018 and older) 7.29% 7.68%
  • 1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.↵
Table data for Boat & RV Loans
 Effective 02-01-2026
Boat & RV Loan Terms Fixed Rate
(as low as)		 APR1 Alert Me
New (multiple terms) 8.50% 8.89%
Used (multiple terms) 8.75% 9.26%
  • 1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.↵
Table data for Other Loans
 Effective 02-01-2026
Other Loan Types Term Fixed Rate
(as low as)		 APR Alert Me
Personal Loan Up to 60 months 12.15% 12.36%1
Overdraft Line of Credit Line of Credit 15.00% 15.00%
Share Secured Loan Up to 60 months 5.02% 5.02%1
  • 1APRs shown are based on $20,000 loan at the maximum term with a $95 processing fee.↵
Table data for VISA Credit Cards
 Effective 02-01-2026
VISA Credit Card Types APR ANNUAL FEE Alert Me
Rewards 15.74% - 24.99%1 None
Platinum 9.90% - 19.90%2 None
Young Adult 12.90% - 22.90%2 None
  • 1Variable Rate. Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.↵
  • 2Fixed Rate.↵
Table data for Home Equity Loans
 Effective 02-01-2026
Loan-to-Value Loan Type Rate
(as low as)		 APR1 Alert Me
Up to 80% Home Equity Loan
(Terms up to 240 months)		 7.50%2 7.93%
Up to 80% Line of Credit 6.75%3 8.16%
Up to 90% Home Equity Loan
(Terms up to 240 months)		 7.75%2 8.18%
Up to 90% Line of Credit 7.00%3 8.46%
  • 1Home Equity Loan Assumptions: APR based on $75,000 loan with $758 in closing costs. Home Equity Line of Credit Assumptions: APR based on $75,000 loan with $726 in closing costs.↵
  • 2Fixed rate. Rate may vary based on term.↵
  • 3Home Equity Line of Credit rate will be the higher between the rate floor (4.00%) and the Prime Rate(80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.↵

For more information on our rates, please call 800.443.5698 or apply today!

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