Savings & Money Market Accounts
Savings Accounts
Savings solutions that secure your finances and grow your money over time.
Whether you're building an emergency fund, saving for your next getaway, or planning for what's ahead, our savings accounts make it easy to grow your money with confidence. Take a look at our accounts and find the one that’s right for you.
- Manage your savings easily with online and mobile banking features
- Open your account with just $5 and become a member-owner
- Youth and Young Adult options available*
- Enjoy secure savings. Your money is federally insured by NCUA, with additional coverage from ESI protecting your funds by up to $500,000.**
*Youth Club and Young Adult Share Savings accounts are eligible for 24 and under only, and upon the primary accountholder's 25th birthday, this account will automatically convert to a Regular Share Savings account, subject to its rates and conditions.
** Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Additional Insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Money Market Accounts
What is a money market?
You can think of a money market* as a mix between a savings and checking account with additional perks. Your money can often grow faster with higher rates compared to a typical savings account. Plus, you don't have to lock the money away for months at a time like you would with a certificate of deposit.
- Automatically earn more as your balance grows with tiered rates
- Easy access to make deposits and withdrawals when you need your funds
- Option to write checks from your account**
*Money Market Account minimum opening deposit: Regular - $2,500; Young Adult - $1,000**Checks written for less than $100 will incur a fee. Please refer to your account disclosure for full details.
Christmas Club Account
Build your Holiday Budget!
Opening a CU of Ohio Christmas Club account is a great way to prepare your finances for the holiday season, no matter the time of year. By depositing a small amount each pay, you'll have your holiday shopping budget squared away in no time! Features of this account include:
- Earn more on your money than with a regular savings account*
- Unlimited deposits with access to withdraw funds, if necessary**
- Funds automatically roll into your Savings in October annually
*Account requires minimum of $100.00 to earn dividends.
**Withdrawals may incur a fee. Please refer to your account disclosure for full details.
Enjoy these additional features with any of our savings account options:
- Online and Mobile Banking
- Mobile Deposit
- Direct Deposit
- Phone Banking
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Additional Insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.