Home Equity Loans
Simplify your monthly expenses
Use your home's equity to consolidate debt or for home improvements.
- 1.99% APR for 6 months*
- No payment for 90 days*
- Terms up to 20 years
*Existing CUO loans are not eligible for this offer. No payment for 90 days applies to Home Equity Loans. Current rate as low as 7.50%. 7.93% APR based on $75,000 loan with $758 in closing costs. Maximum APR of 18%. Interest will accrue during the deferral period and will increase the total amount to repay the loan. 1.99% APR introductory rate applies to Home Equity Line of Credit (HELOC) for qualified members. 8.89% APR based on $75,000 loan up to 80% LTV with $726 in closing costs. After introductory period, rate may vary based upon following: credit rating, value of collateral, and term. This offer may change at any time. Maximum LTV 90%.
Home Equity Loan
From 7.50%1
Fixed-rate option with a one-time lump sum disbursed at closing.
Home Equity Line of Credit (HELOC)
From 1.99% for 6 months2
Variable option where you can borrow as needed during the draw period.
Contact a Specialist
Do you have questions about our home equity options? We can help! Fill out the form below and we'll get right back to you.
CREDIT UNION OF OHIO'S NMLS # 704953
For CUO employee's NMLS number, please click here.